Sacramento EV charger questions, answered
These are short answers to the questions Sacramento homeowners ask most about EV charger installation. Each answer links to the official page it comes from. For costs and the estimator, see the home page; for detail, see the SMUD rebate page and the permit guide.
Is my Sacramento home on SMUD or PG&E for electricity?
Most likely SMUD. SMUD serves about 900 square miles, including most of Sacramento County and small parts of Placer and Yolo counties (SMUD service area). Many homes there get gas from PG&E (SMUD Go Electric), so check which company sends your electric bill.
How much does SMUD pay toward a home EV charger?
Charge@Home lists up to $100 for an eligible charger, up to $200 for a circuit sharing or energy management device, and up to $750 for the circuit when installed through the SMUD Contractor Network; SMUD describes the program as up to $850 toward equipment and/or installation (SMUD terms (checked Nov 11, 2026)).
Do I have to use a SMUD Contractor Network electrician?
Only for the circuit installation rebate. You can claim the charger and device rebates yourself with any licensed installer, but the circuit piece is paid only for work done through the network (SMUD Charge@Home).
Is there still a federal tax credit for a home EV charger?
No. The IRS says the 30C credit will not be allowed for any property placed in service after June 30, 2026 (IRS FS-2025-05).
Do I need a permit for a Level 2 charger in Sacramento?
Yes. Inside city limits, new EV charger circuits require plan review (City of Sacramento). In unincorporated Sacramento County, a Level 2 charger needs an electrical miscellaneous permit (County EC-07).
Will I need a panel upgrade?
Not necessarily. SMUD says an upgrade is most often not necessary, and a circuit sharing or energy management device can avoid one (SMUD fact sheet).
What size charger and circuit should I install?
SMUD recommends a 32-amp charger on a 40-amp breaker for most homes, about 25 miles of range per hour (SMUD fact sheet). That size also fits SMUD's rebate limit (SMUD terms).
When is the cheapest time to charge on SMUD?
Between midnight and 6 AM. Off-peak Time-of-Day prices apply then, and a registered EV gets an extra 1.5 cents per kWh off during those hours (SMUD rate details (checked Nov 11, 2026)).
Is a NEMA 14-50 outlet or a hardwired charger better?
Both work. Fixr prices hardwired Level 2 installs at $850 to $1,800 and plug-in installs at $1,000 to $2,200 (Fixr (accessed Nov 11, 2026)). Hardwired units can deliver more power; an outlet lets you take a portable charger with you (EnergySage).
Sources
- SMUD, Our service area: https://www.smud.org/Corporate/About-us/SMUDs-Territory-Map (accessed Nov 11, 2026)
- SMUD, Charge@Home Terms & Conditions: https://www.smud.org/Going-Green/Electric-Vehicles/Charge-at-Home-application-page/Charge-at-Home-Terms-and-Conditions (accessed Nov 11, 2026)
- SMUD, Charge@Home incentive: https://www.smud.org/Going-Green/Electric-Vehicles/Charge-at-Home-application-page (accessed Nov 11, 2026)
- IRS, FS-2025-05: FAQs on sections 25C, 25D, 25E, 30C, 30D, 45L, 45W and 179D under Public Law 119-21: https://www.irs.gov/newsroom/faqs-for-modification-of-sections-25c-25d-25e-30c-30d-45l-45w-and-179d-under-public-law-119-21-139-stat-72-july-4-2025-commonly-known-as-the-one-big-beautiful-bill-act-obbb (accessed Nov 11, 2026)
- City of Sacramento, Minor permits: https://www.cityofsacramento.gov/community-development/building/permit-services/minor-permits (accessed Nov 11, 2026)
- Sacramento County, EC-07 Residential EV charging station submittal list (last update 5/2023): https://development.saccounty.gov/content/dam/cd/building/docs/transition/EC-07%20Electric%20Vehicle%20Charging%20Station.pdf (accessed Nov 11, 2026)
- SMUD, EV charging and your electrical panel (fact sheet): https://www.smud.org/-/media/Documents/Going-Green/EVs/EV-Charging-Panel-Fact-Sheet.ashx (accessed Nov 11, 2026)
- SMUD, Time-of-Day (5-8 p.m.) rate details: https://www.smud.org/Rate-Information/Residential-rates/Time-of-Day-5-8pm-Rate/Rate-details (accessed Nov 11, 2026)
- Fixr, Home EV charging station cost (updated Jan 31, 2025): https://www.fixr.com/costs/home-electric-vehicle-charging-station (accessed Nov 11, 2026)
- EnergySage, EV charger installation guide (updated Oct 20, 2025): https://www.energysage.com/ev-charging/install-a-home-charging-station/ (accessed Nov 11, 2026)